Nobody wants to think about dying, unfortunately it is an inevitable part of life. If the head of the household dies, how could he continue the same lifestyle? or if the person suffers from a chronic or critical illness, how could he recover without affecting the income he brings home, what would happen to his family: Did you know that every 26 seconds a person has a heart condition and every minute a person dies from an event to the heart. Life insurance is not just for when you die, today it protects us in life and helps us supplement our tax-free retirement.